OUR CLIENTS RECEIVE THE MOST CASH TO SELL A LIFE INSURANCE POLICY

81 year old female in good health with $2.5 Million Universal Life Policy originally purchased for estate planning. Client had an additional life insurance policy so she wanted to sell one and use sale proceeds to continue paying on larger policy. Policy sold for $225,000 which was 4 times higher than cash surrender value.

78 year old male in very good health with $6 Million Universal Life Policy originally purchased for family protection. Client wanted to sell because children were grown with successful careers, and he and wife wanted additional retirement income. Sold for $600,000, over 10 times more than offered by insurance carrier.

92 year old female in declining health with $5 Million Universal Life Policy wanted to sell to help pay for increasing living expenses and medical care. Client received $2.2 Million which was used to set up a financial plan and funds for grandchildren and great grandchildren.

84 year old male in moderate health with $4 Million Whole Life Policy originally purchased for estate planning. Policy was no longer needed and client wanted additional retirement income. Policy sold for $1,054,000.

73 year old male moderate health with $1 Million Convertible Term Policy was going to cancel policy due to increasing premiums at age 75. Client would receive $0 from insurance carrier if cancelled. Since policy was still in the conversion period, it was sold and client received $80,000 by selling policy as a life settlement.

80 year old male in good health with $1 Million Universal Life Policy needed to sell due to unaffordable premiums. Policy sold for $100,000 which client used for retirement income.

70 year old female in declining health with $10 Million Second To Die Universal Life Policy originally purchased for estate planning. Premiums became unaffordable, but life insurance was still needed. Policy sold as a Retained Death Benefit, allowing the family to keep a majority of the death benefit while relieving all premium pressures. Family was able to retain $6 Million of life insurance plus received $350,000 of cash at the time of closing.

84 year old female with $2.5 Million Universal Life Policy. Insured was in normal health for age. Family wanted to sell the life insurance policy to help pay for assisted living expenses. Policy sold for $480,000 giving the family financial security for years of assisted living care.

A senior couple, ages 73 and 74, with $4 Million Convertible Term Policy was going to cancel policy due to increasing premiums. Couple would receive $0 from insurance carrier if cancelled. Since policy was still in the conversion period, it was sold and couple received $212,000 by selling policy as a life settlement.